Strong fit
Travelers
Masonry construction rates well
Risker checks your client's story against carrier appetite, ranks the carriers that fit and shows you why.
Same client. Typed into another portal.
Guidelines in a PDF from who knows when.
A decline, three days later.
And the client took a quote somewhere else.
You weren't slow. You were guessing.
Carrier marks belong to their owners; no affiliation implied.
Address, year built, roof, claims. Risker asks what carriers ask and leaves unanswered questions in plain view.
Your client's story, told once. Risker checks each answer against carrier appetite rules.
Grab the card. Throw it in.Flick the card in.Or keep scrolling and it drops for you.
Home · Phoenix, AZ · 1987 · Masonry
52 carriers, ready to check
Illustrative scores and reasons, not any carrier's actual guidelines. A fit score is guidance, never an offer to bind. The carrier makes the underwriting decision. Carrier names and marks belong to their owners; no affiliation implied.Illustrative scores, not any carrier's guidelines. Never an offer to bind; the carrier decides. No affiliation implied.
Mark the carriers you quoted. The submission room opens with the story and the reasons attached.
Every open quote sits in one queue. Set a follow-up and Risker reminds you in the bell and on your phone.
Bound, quoted or declined. Record the result and Risker uses it to steer your next match.
Submission room RK-2041Sample client
TravelersSentClient story · Fit reasons attached for each carrier
Awaiting a resultSample client
Reminder set for tomorrow, 9 AM Bell and phone
Results recordedSample client
TravelersQuotedYour next match reads these results
Your client agrees to a call. Risker texts them once. They reply 1, Risker calls them and connects an available agent who fits the risk. You get the outcome and your share.
Texts are transactional, never marketing, and your client can reply STOP at any time. The buying agency is never named to you, and your client's details never go to a list.
Risker: a licensed home agent in AZ is ready to help with your quote. Reply 1 and we will call you to connect with an available agent. If you did not request this, reply STOP to opt out. HELP for help. Msg&data rates may apply.
1
Risker: We're calling you now. Please answer and stay on the line while we find an available insurance agent.
Risker
Incoming call
Connected
Agent on the line
The Exchange
List a risk you can't write. An agency in the Risker community with appetite for it buys the lead, one agency at a time, and your share lands in your wallet. When another agent lists one you can write, you buy theirs.
On the Exchange
Built for agents across Arizona to trade what they can't write for what they can.
Your listing: Home, Mesa, AZ, Sold. Another agent's listing: Auto, Tempe, AZ, Purchased. Your listings: Home, Flagstaff; Auto, Gilbert; Manufactured home, Casa Grande; Home, Prescott; Auto, Chandler, Sold.
Sample wallet: balance $126.00 after 8 lead sales and 1 lead purchase.
Sample activity at the Arizona Instant Connect price. Your share is what's left after the processing fee, held 48 hours before payout.
Risker AI and the community
Risker AI works from your own risks, matches and quotes, and shows what it read. What only people know, the room answers: Arizona agents who place the same business you do.
Answers use your agency's data only.
Place my newest risk. Which carriers should I quote for my newest risk? Read 5 recent risks. Read 3 carrier matches. Two carriers look strong for the 1978 single-wide in Yuma, and one is marginal. The open question is the tie-down inspection. American Modern, 91. Older single-wides are inside its appetite. Foremost, 87. Yuma County is inside its territory. Nationwide, 62. Wants a tie-down report before it quotes. Tie-down inspection: Not answered yet. Next step: Agents in Ask the room know who inspects tie-downs around Yuma. Edit risk, Open community.
Today's question: What did a carrier decline this week that surprised you?
On the floor: Solved: Tie-down inspection, 1978 single-wide, Yuma
Your desk: Solved in Ask the room. Who inspects tie-downs on a 1978 single-wide around Yuma? KO answered, 2:14 PM.
Something else? Write to support@risker.com
Arizona, for personal auto and home, including manufactured homes. More states are being onboarded.
No. A fit score is Risker's read of recorded carrier appetite. It is not an approval, a quote or a promise to bind. The carrier decides.
Enter what you know. Unanswered questions stay visible and can lower the score, so you can see what still needs a follow-up.
Your agency owns the risk and client data it enters. Risker does not claim it and will not sell it. Data is encrypted in transit and at rest, and access is scoped by role and agency.
Read the privacy policyThey open per account as they roll out. Carrier fit, intake and submissions come with Solo from day one.
Pick Solo and pay through Stripe checkout. Risker then walks you through setting up your account.
Yes. Write to support@risker.com and tell us about your team. Self-serve Solo is one seat.
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Carrier fit is guidance. The carrier makes the underwriting decision.
Bringing an agency? Talk to us