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Risker

RK-2041Home · Phoenix, AZ

Stop quoting blind. See who wants the risk first.

Risker checks your client's story against carrier appetite, ranks the carriers that fit and shows you why.

Live in Arizona for auto and home, manufactured homes included

The week you already know

Same client. Typed into another portal.

Guidelines in a PDF from who knows when.

A decline, three days later.

And the client took a quote somewhere else.

You weren't slow. You were guessing.

Carrier marks belong to their owners; no affiliation implied.

Tell the story once.

Address, year built, roof, claims. Risker asks what carriers ask and leaves unanswered questions in plain view.

New risk

Sample client
Line
Home
Location
Phoenix, AZ 85016
Year built
1987
Roof replaced
2019
Construction
Masonry
Claims, last five years
None
Pool
Not answered yet
Find carriers

Grab the card. Throw it at the wall.Flick the card at the wall.

Throw it at the market.

Risker checks the carriers on your appetite list together: strong fit, marginal or decline, each with a reason. Change an answer and it checks again.

Illustrative scores and reasons, not any carrier's actual guidelines. A fit score is guidance, never an offer to bind. The carrier makes the underwriting decision. Carrier names and marks belong to their owners; no affiliation implied.

Send it. Track it. Close it.

  1. Submitted

    Out the door

    Mark the carriers you quoted. The submission room opens with the story and the reasons attached.

  2. Awaiting a result

    Nothing goes quiet

    Every open quote sits in one queue. Set a follow-up and Risker reminds you in the bell and on your phone.

  3. Recorded

    Your book remembers

    Bound, quoted or declined. Record the result and Risker uses it to steer your next match.

Submission room RK-2041Sample client

  • TravelersSent
  • SafecoSent
  • OpenlySent

Client story · Fit reasons attached for each carrier

Awaiting a resultSample client

Sample clientHome · Phoenix, AZsent 2d agoIn review

Reminder set for tomorrow, 9 AM Bell and phone

Results recordedSample client

  • OpenlyBound
  • TravelersQuoted

Your next match reads these results

Can't place it? Someone can.

Your client agrees to a call. Risker texts them once. They reply 1, Risker calls them and connects an available agent who fits the risk. You get the outcome and your share.

  1. Client agreed
  2. One text
  3. Reply 1
  4. Agent on the line

Texts are transactional, never marketing, and your client can reply STOP at any time. The buying agency is never named to you, and your client's details never go to a list.

Risker

Risker: a licensed home agent in AZ is ready to help with your quote. Reply 1 and we will call you to connect with an available agent. If you did not request this, reply STOP to opt out. HELP for help. Msg&data rates may apply.

1

Risker: We're calling you now. Please answer and stay on the line while we find an available insurance agent.

Risker

Incoming call

Connected

Agent on the line

  1. Risker AI
  2. The room

Ask Risker. Or ask the room.

Risker AI answers from the risk in front of you and shows its sources. The community is a room of agents who place the same kind of business you do.

Risker AISample answer
Find carriers

Which carriers on my list take a 1978 manufactured home in Yuma?

Read this risk and the appetite on your carrier list

Two strong fits and one marginal. The marginal one wants a tie-down certificate before it quotes.

  • 2Strong fit
  • 1Marginal
Tie-down certificate
Not answered yet

SourcesCarrier appetiteCarrier matchesRecent risks

Today's questionSample threads

Who inspects tie-downs on a 1978 single-wide around Yuma?

Add yours

On the floor

  • Solved: HO-3 on a 1978 roof in Tucson
  • Win: Bound a manufactured home the portal said no to
  • Badge: First responder
  • Carrier news: Dwelling age guideline change
  • Arizona intelligence: Monsoon water claims thread

Ask the room

Live
  • Question

    Anyone placing older roofs around Mesa right now?

    HomeMaricopaNo replies yet
  • Photos and a four-point got my 1987 roof quoted last week.

  • Solved

    Teen driver added mid-term and the carrier wants to non-renew. Options?

    Remarket before the renewal date, with the good-student discount on file.

    AutoPima

Wins and quotes

Live
  • Win

    Bound a manufactured home the portal said no to

    Manufactured homeYuma
  • Same one I got stuck on last month. What changed the answer?

Quieter rooms

  • Carrier newsGuideline change on dwelling age, read the fine print
  • Arizona intelligenceMonsoon season and water claims, what are you seeing

Worth knowing.

Something else? Write to support@risker.com

Where is Risker available?Arizona: auto, home, manufactured homes

Arizona, for personal auto and home, including manufactured homes. More states are being onboarded.

Does a strong fit mean the carrier will write it?No. The carrier decides.

No. A fit score is Risker's read of recorded carrier appetite. It is not an approval, a quote or a promise to bind. The carrier decides.

What if I don't have every answer?Enter what you know.

Enter what you know. Unanswered questions stay visible and can lower the score, so you can see what still needs a follow-up.

What happens to my clients' information?Your agency owns it. Never sold.

Your agency owns the risk and client data it enters. Risker does not claim it and will not sell it. Data is encrypted in transit and at rest, and access is scoped by role and agency.

Read the privacy policy
Are the Exchange, Instant Connect and the community on every account?Per account, as they roll out.

They open per account as they roll out. Carrier fit, intake and submissions come with Solo from day one.

What happens after I get started?Stripe checkout, then setup.

Pick Solo and pay through Stripe checkout. Risker then walks you through setting up your account.

Can I use Risker with my agency?Yes. Write to us.

Yes. Write to support@risker.com and tell us about your team. Self-serve Solo is one seat.

Sign for it.

Proof of deliveryRK-2041

Delivered to you

  • Intake
  • Carrier fit
  • Submission
  • Instant Connect
  • Wallet

Risker Solo

$50 per month

  • One seat, billed monthly
  • Cancel anytime
  • Arizona: auto, home, manufactured homes

Recipient signatureCheckout on Stripe

Carrier fit is guidance. The carrier makes the underwriting decision.

Bringing an agency? Talk to us